Critical Illness Insurance - Many
people survive for some years after suffering a heart attack or
stroke, or after the onset of cancer or other serious illness. The
costs of managing a long period of illness, often combined with the
loss of income owing to inability to work, can put a family in
severe financial distress. If you have
Critical Illness
Insurance then you pay a monthly premium and in the event that
you are diagnosed with a serious disease covered by the policy, you
are paid a one-off tax free lump sum.
Long Term Care Insurance
covers extended periods of nursing,
either at the patient’s home or in a Alabama nursing home.
Long term care
insurance will pay for the services of necessary medical staff
including a skilled nurse to look after, bathe, feed and dress the
patient and help them with any possible rehabilitation. Long term
care can continue for many years and can help to manage conditions
such as Alzheimer’s where there is currently no real prospect of
recovery and a constant need for care-based nursing.
Medicare Supplement
Insurance may either
provide extra money for expenses that Medicare does not meet in
full, or they may extend the range of healthcare to include
treatments and care that Medicare does not finance or only finances
for a limited period. Among such additional features are extended
hospital care, longer periods of nursing home, some overseas
emergency care, and contribution to costs of prescription drugs.
Final Expense
Insurance provides your loved ones with the money
necessary to cover your final expenses in the event of your death.
No one likes to think about their own funeral, let alone how it will
be paid for. Make plans now so your family won't have to face this
additional financial burden. It's a responsibility you shouldn't
ignore.
Home Security System
Monitoring - If you have not been the victim of a break
in, the threat to your family’s safety and possessions may seem
remote, but the real statistics about home safety are alarming.
According to the FBI, a burglary takes place every 15 seconds in
America. Two thirds of those burglary offenses are residential in
nature. More than 60% of burglaries are by forcible entry, and more
than 60% of home burglaries happen during daytime hours.
|
